Rates & Fees

QicLoans.com can connect you with lenders and financial service providers in most states. The specific rates of interest you pay will vary by state. Also, the specific interest rates that you are charged and how the rates are calculated may vary depending on which lender you are connected with.


Repayment on personal loans is generally performed either monthly or once every two weeks, depending either on your preferences or your lender's terms. Funds are withdrawn automatically from the borrower's bank account on the date agreed upon between you and your lender. Since the payment is automatic, you should not have to worry about missing any payments as long as the right amount of funds are available in the account. Be sure that you read and fully understand all of your lender's policies regarding repayment and understand what you will have to do as a borrower to repay the loan.

Personal Loan Costs

On the whole, the eventual cost of a personal loan will vary a great deal based on factors related to the requester, the state the requester lives in, the lender, and the requester's repayment. Other factors that matter are the amount of money that is borrowed, the period of time of the loan and the specific interest rates used. Your credit score may also be taken into consideration.

Standard Personal Loan Terms

Please note that specific terms of personal loans will vary depending on the state you reside in, your lender and your specific circumstances. The information below shows the general range of common terms.

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Customer notice: QicLoans.com works with a network of lenders and financial service providers offering online loans ranging generally from $500 to $35,000. These loans are intended for short-term financial relief and do not constitute long-term financial solutions. Consumers facing debt and credit difficulties should seek out debt and credit advisory help. You will not be charged any fees to use QicLoans.com’s services. Our lender network includes state and Tribal lenders. Tribal lenders’ rates and fees may be higher than state-licensed lenders, and are subject to federal and tribal laws, not state laws. In addition to traditional loans, some lenders in our network may offer line of credit.

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